Archive for November, 2011

PostHeaderIcon Starting Over in Savannah, Georgia



Old Southern charm and hospitality are the trademarks of Savannah, a mid-sized city in Georgia. Thanks to its warm climate and affordability, many people now relocating to Savannah are usually of retirement age.

Savannah borders South Carolina where the Savannah River and the Atlantic Ocean become natural boundaries. Encompassing 75 miles of land, the citizenry has been dwindling in recent years. The population was estimated at 128,453 residents in 2005, a 2.3% decrease since the 2000 U.S. Census. During the 1990s, the city lost another 4.7% of its people. Savannah is not as densely populated as other big cities in Georgia. One of the largest African American communities in the state is found here, with over 60% of the city’s population. White Non-Hispanic residents account for another 34%. According to U.S. Census statistics, the median age of residents was 32 years, 4.4 years younger than the U.S. average. In the city, families made up 59% of city homes that averaged 2.4 occupants.

The take home pay of Savannah’s workers is very low. Both median household and family income averages were over $15,000 below the national average. The annual household income was $30,887, compared with the U.S. average of $46,242. A good many retirees relocating to Savannah benefit from Social Security, with about 30% of city households already drawing that income. Savannah boasts low unemployment rates, as job growth is small but steady with a 3.1% increase in 2005, primarily in the service sector. As of 2004, the highest number of jobs for women was in health care, at 19% of the female job force. Construction was top of the list for men making up 13% of their jobs. As a right-to-work state, the average take home pay is low. The recent focus of job creation has been in hospitality, port services, tourism and convention, and information technology. Poverty is high with 22.8% of Savannah’s people considered poor by government estimations.

Manufacturing is the largest part of Savannah’s economy with plants like Gulfstream Aerospace, International Paper, and Georgia Pacific. With the city’s history and charm, tourism has grown rapidly with roughly six million visitors annually, adding more than $1.5 billion to the economy. Savannah also supports a military community with Hunter Army Airfield located within city limits. The army complex is part of an infantry division located at Fort Stewart, 40 miles away. Together, the installations find 22,000 soldiers and 3,500 civilians on government payrolls. With its seaports and cargo hubs, the Port of Savannah is the fifth largest container port in the country. Designated a Foreign Trade Zone, the port is a major distribution point.

The French revere Savannah, dubbing it “The most beautiful city in North America,” in Paris’s famed Le Monde newspaper. People relocating to Savannah flock here to experience the city’s mild climate, old world charm and atmosphere, moderately priced accommodations, and unique historic downtown district. Savannah is attracting retirees, too, who are usually looking for alternatives to an increasingly crowded Florida. A relatively inexpensive town in which to live and do business, the cost of living index is slightly below average. Housing can be affordable, with the median house/condo value at $108,100 in 2005. Two-thirds of the city is made up of single-family homes. The median monthly housing costs for mortgaged owners was $1,052, while rent averaged $717 per month.

Savannah’s waterfront remains open to development. Located near the central business and historic districts is a large tract of land. Developers have already located a large convention center and resort here. Serious crimes like murder have traditionally been high in Savannah. However, the city had seen a decline is criminal activity is recent years. The FBI Crime Index report for Savannah in 2004 showed a number nearly double the national crime rate. Hot and humid describe some days in Savannah, but frequent afternoon showers in summer help beat the heat. With a semitropical climate, the city stays warm. Historically, there are seven months of the year when the average temperature is 70 degrees or higher. July averages 81.2 degrees, while January is 49.2. The average annual rainfall is 49 inches. Savannah-area historical tornado activity is significantly below Georgia state average. It is 39% smaller than the overall U.S. average.

PostHeaderIcon Birth Control Methods and Their Effects on Women With Chronic Health Conditions



The most important thing for you, if you have a chronic condition, is to have an understanding of birth control methods and how they can affect your health. Some of these methods can present specific concerns for certain rheumatic conditions. If you have antiphospholipid syndrome or antiphospholipid antibodies in your blood, lupus or RA, here is what is known about the concerns and the appropriate birth control methods.

Antiphospholipid antibodies and antiphospholipid syndrome: APL or antiphospholipid antibodies are proteins that affect the balance in the blood between clotting and bleeding and are a risk factor for blood clots. APS or antiphospholipid syndrome, is an autoimmune disorder that is characterized by antiphospholipid antibodies, blood clotting, and miscarriages and the syndrome can happen alone or with lupus, even though you have the antibodies you may not have lupus.

If you have antiphospholipid antibodies you are more likely to develop blood clots if you have another risk factor for blood clotting such as a severe illness, surgery, prolonged bed rest, malignancy, or pregnancy or it can be a lifestyle risk factor such as smoking or using combination contraceptives. That’s why this second risk factor can be one of the variants in the blood that makes clotting possible. When you have lupus and antiphospholipid antibodies you are more likely to have other medical risk factors for a stroke or heart attack, like migraines, atherosclerosis or clogged arteries, or elevated cholesterol levels.

Contraceptives with estrogen are know to increase the risk of blood clots and when you have moderate to high antiphospholipid antibodies you should stay away from combination hormonal contraceptives. If you have low or borderline levels of the antiphospholipid antibodies, it may depend on whether you have had other risk factors for blood clots, to determine if you should stay clear from the combination hormonal contraceptives. Progesterone-only contraception is a good alternative for you if you have antiphospholipid antibodies and are unable to safely take estrogen. This method is also an effective way to decrease the heavy menstrual flow if you are on blood-thinning medications like warfarin, also known as Coumadin, which is often used to treat APS, Antiphospholipid syndrome.

Systemic lupus erythematosus: It was thought for many years that estrogen increased disease activity in lupus. This assumption was based on the findings in laboratory animals, and the fact that lupus is found mostly in women, 4 out of 5 people with lupus are women, and the reports of birth control pills and pregnancy where women said their lupus got worse. There are early reports that suggested there was an increase risk of lupus flares with the use of contraceptives containing estrogen. But, there are more recent studies that were better-designed, using large numbers of participants and standardized methods of measuring flares that found that estrogen-containing contraceptives are safe in some women with lupus.

And there were two randomized clinical trials published at the end of 2005 that found combination birth control pills don’t significantly increase the risk of flares in women with inactive or stable, moderate lupus. The Safety of Estrogens in Lupus Erythematosus National Assessment, or SELENA, trial included 183 women with inactive or stable, moderate lupus and compared the effects of a standard combination birth control pill with the effects of an inactive placebo pill. Women who had active lupus, a history of blood clots, or antiphospholipid antibodies couldn’t take participant in the study and the number and severity of the lupus flares showed no difference in the two groups. There was another study of 162 women with stable mild-to-moderate lupus that also found no adverse effects on flare rates whether the women used a combination pill, a progesterone-only pill or a copper IUD.

Based on these studies, it would appear that combination pills are safe for you if you have inactive or stable, moderate lupus and don’t have antiphospholipid antibodies. Remember, though, that you may not even be able to tell how active your lupus is and often lupus activity can only be detected through blood test or other tests. So if you have lupus and you want to use a combination pill, your rheumatologist must be involved in the decision making. Since about 1/3 of the women with lupus have antiphospholipid antibodies, you have lupus you should be screened for the antibodies before starting a combination birth control pill.

It seems that it would be smart for you if you have lupus to avoid the contraceptive patch, Ortho Evra, given the recent FDA warning that it increases the risk of blood clots above that of combination pills. There’s also the birth control pills that contain drospirenone, Yasmin, Yaz, that are more likely to elevate blood levels of potassium, an important consideration for you if you have lupus-related kidney problems. The safety of IUDs, if you are taking immunosuppressive drugs to treat your lupus, is not certain, because the drugs and the IUDs can raise the risk of infection. If you have active lupus, barrier methods or progesterone-only contraceptives are your options. Depo-Provera injections may be a problem if you are taking corticosteroids, because both the Depo-Provera and the corticosteroids increase the risk of bone loss.

Rheumatoid arthritis: There are some who believe that if you have RA you might actually benefit from treatment with estrogen-containing birth control pills because your symptoms improve during pregnancy. But, there’s little research into using the pill to treat RA and research does suggest that women with RA have normal estrogen levels but lower than normal androgen levels, so hormonal therapy attempts have focused on supplementing androgens (androgens are primarily male sex hormones, but women have small amounts of them), with mixed results and no clear benefit. Postmenopausal estrogen therapy has also been studied in women with RA but showed no effect on the activity of the RA, and although there are no grounds for saying that combination hormonal contraceptives reduce the activity in Ra, there’s no evidence that suggest their use would make a flare more likely to happen. Combination pills or the patch, may be effective and convenient for you if you have RA, but there is a concern that the risk of blood clots from the patch is higher than the risk from the pill. Inserting a vaginal ring or a diaphragm may be difficult if you have severe RA and like with lupus, it’s not sure how safe IUDs are if you are taking immunosuppressive drugs such as ethotrexate, corticosteroids, or cyclosporine to treat their RA. There are no studies that have addressed this question specifically with newer RA medicines such as the biologics, among them Enbrel, Remicade and Humira.

There are other concerns as well and they are the hormone containing contraceptives can interact with other medicines, and this can reduce your medicine’s effectiveness or increase its side effects. Some of these medicines are used to treat arthritis and related conditions. Some anticonvulsants like anti-seizure medications that are used to treat seizures, headaches, or chronic pain disorders may decrease the effectiveness of birth control pills. There are also, corticosteroids, warfin, and cyclosporine that can interact with the contraceptives even though the interactions are weak. Other medications that are used to treat other health conditions, some antibiotics, may also interact with hormone containing contraceptives and if you are using one of these contraceptives you should always remind your doctor of that fact when your doctor prescribes you new medications.

When you have rheumatic conditions and you have to stay in bed for a while, maybe because of a flare-up of the condition, or after surgery you should stop using combination birth control pills, the patch and the vaginal ring. Also, and especially if you have antiphospholipid antibodies, your doctor should give you low doses of a blood-thinning medicine. If you are planning elective surgery, you should talk to your doctor about stopping you combination hormonal contraceptive two months in advance, because estrogen’s effects on blood clotting takes up to six weeks to reverse.

There are so many different types of birth control available to you today that if you have a rheumatic condition you can choose a safe and effective method. There are also many factors that have to be taken into consideration and it’s essential that you, your gynecologist, and your rheumatologist work together to decide which of these methods is best for you.

PostHeaderIcon Obama’s ‘Moms Return to School’ Government Grant Scholarship



Did you know that the new US government is committed to helping single moms return to school? Many mothers are not aware that the Obama’s ‘Moms Return to School’ Government Grant Scholarship is available, but there are big benefits to finding out as much as you can about this offer.

Despite the bad economy at the moment, now is a good a time as any to be considering going to college; especially if you are a mom. When the economy bounces back (which it always does), qualified workers are going to be in big demand. So having completed a degree is going to put you in prime position to get your ultimate job.

Here are some of the facts about the Obama mom scholarship and grants.

Federal Pell Grants

One of the first bills introduced by Obama, the Federal Pell Grants are being increased for low income students. That means the maximum grant allowed now is $5100 instead of $4050. There is even talk of raising it more. If you are a single mother then is one of the very best grants that you can get.

You can apply for this grant by choosing a college or university that you wish to attend. Make sure they are running your chosen program or course first.

You then fill out a deferral FAFSA form and have it submitted.

Tax Benefits for Studying Moms

Also keep in mind that the The American Opportunity Tax Credit program states that your first $4000 of higher education is free.

Grants for Online Study

You can certainly apply for Obama’s ‘Moms Return to School’ Government Grant Scholarship program if you are choosing to study online instead of on campus. In fact, online study is the most chosen path for moms who want to be at home with their children whilst being able to study at the same time.

You can also search out other suitable scholarships and grants for you. Some are particularly suited to moms and single moms and can offer even more money than the Federal Pell Grant.